Do you think that the extreme pale complexion of Europeans is a genetic defect?

I know that pale skin has less melanin pigment and this is due to evolutionary adaption to cooler climates. But, it seems to me that the lack of melanin leaves those of us with pale skin very suseptable to damage and premature aging of the skin from ultra violet light. Skin cancer is a serious high risk in Europeans who live in warmer climates, sit out in the sun for any length of time or who go on sunbeds. Did nature mean to make us this vulnerable or did evolution screw up and too much pigment was lost from the skin. I also think personally like a lot of people that pale skin makes a person look unhealthy or ill, shows up the blemishes and a tanned skin looks far healthier.